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Seize An Awesome Opportunity With Actually Low Silver Prices

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What does your position in silver look like? Maybe you have a few silver coins stashed in a safe place in your home, maybe you have a small collection of junk silver, or maybe you’ve never considered investing in silver at all. If you’re thinking about increasing your exposure to precious metals, you may want to seriously consider buying silver instead of gold. The fundamentals of silver are promising for investors. Prohibitive production costs are keeping production down at the same time that silver demand is on the rise. Currently, silver demand is outpacing silver supply, even though prices have remained consistently low due to speculative short selling. Combined, it’s an unsustainable situation that’s close to bursting.

Silver Production Costs on the Rise

The all-in sustaining costs (AISC) of silver production in 2017 averaged out to just under $11.50 per ounce across the biggest silver miners. But those numbers are skewed by Silvercorp Metals Inc. (SVM), which posted only $2.26. That’s highly profitable with silver prices today over $16, but other miners aren’t so fortunate. Many companies are seeing costs of over $10 and some even higher than $15. With such low profit margins and rising production costs, many silver miners are diversifying into gold, which is keeping silver production low.

Silver Demand Outpaces Production

That’s the story on the supply side. On the demand side, industrial appetite for silver is on the rebound. The result: global silver production fell over 4% while demand gobbled up more of the world’s silver reserves. Consider this: in 2016, the most recent year with comprehensive numbers, global silver production fell to 885.8 million ounces. Between industrial demand, jewelry, coins and bars, and silverware, 1,027.8 million ounces of silver were consumed.

The Silver Comeback

Put simply, low silver prices are unsustainable. Sooner than later silver scarcity will become a reality and prices will go up. That’s great for silver miners struggling to make a profit but investing in mines takes time and money. Until supply catches up investors will benefit from high silver prices driven entirely by fundamentals. Once speculators join the fray, silver could be in the midst of a massive bull run. Silver buyers are already anticipating the comeback of silver prices. Customers at silver dealers Silver Gold Bull are now buying more silver than gold.

Buy Silver Now

When prices are low, that’s the best time to buy, especially in conditions like these. How do you know silver prices are actually low right now? Use a metric gold and silver traders love: the silver-gold ratio. Take the cost of one ounce of gold and divide it by the live price of silver today. On April 12, 2018, that number was just over 81. The higher the ratio, the cheaper silver is in comparison to gold. Throughout most of human history, the silver-gold ratio has been closer to 15 according to silver dealer Silver Gold Bull, though over the past few decades, it’s averaged out around 55. The ratio tends to shrink during bull markets because silver grows faster than gold and contracts at the end of bear markets. The returns on silver are much higher than gold, though investors can profit from both.

Get into the silver market with a dealer like Silver Gold Bull before the comeback to maximize your returns. There’s no better opportunity than cheap silver.

Finding The Best Apartment For Rent On Your Trip To London

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Don’t be too excited about your trip to London if you are yet to find the best possible accommodation. There are a lot of great choices around the city. The only problem is that London is one of the cities with a really high cost of living. As such, you want a cheaper option but still comfortable.

Renting serviced apartments like those from Native Places would be a great idea. Should you decide to take this route, here are some tips to land the best choice.

Determine what you want

You can’t expect an apartment in a different city to be totally comfortable like your home. However, there are appliances, furniture and space available in the apartment that you can’t live without. Create a list of everything that you want so that you can search for the perfect apartment that comes close to your ideal accommodation option.

Decide the amount you are willing to spend

It is easy to say that you want certain amenities and services available in the apartment you wish to rent. The only problem is that as you expect more, you can also expect to spend more. Therefore, you need to know exactly how much you are willing to spend, factoring in all other expenses that you will incur for the trip.

Read reviews

It also helps if you make a decision based on what other people have to say especially those who have actually been to London and rented a serviced apartment. You can trust them with their assessment. You don’t need to make a decision solely based on a review, but you can always keep it in mind.

Be more flexible

It would be great to have a list of everything that you want in an accommodation option. You should be more flexible though. If you can’t afford apartments located in the heart of the city, you might want to go further away. As long as you can easily get a bus or a train from the area, it won’t be a problem. If certain amenities and facilities are not available, you might just give them up in exchange for cheaper rent.

Be quick

It is a good idea to be careful when selecting the place that you want to rent. Just remember though that if you delay booking the apartment for your chosen dates, it may be taken when you go to make the reservation. You have to make a quick decision before another person swoops in to reserve the apartment that you like. Clear your schedule in advance.

In the end, though, your main goal is to discover London and make the most of your trip. It would just be nice to come home to a lovely apartment after you have finished your day. Besides, if this trip takes a really long time, you might want to just stay inside some days and feel relaxed. You can’t do this if your apartment is not welcoming and/or comfortable enough.

Why Build To Rent Is The Way Of The Future

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One of the keys to success is learning to take advantage of supply and demand. It means being able to take advantage of an increased demand in a certain sector, but also keeping in mind how oversaturation can lead to less demand overall. While the pendulum swings similarly no matter the industry, there are a few special exceptions – with one of them being the investment in build to rent projects.

We live in a world where many individuals are working on a tight budget, where the concept of becoming a homeowner simply isn’t on the to-do list. This is one of the side-effects of the housing shortage, and while it’s certainly a problem, there are ways to take advantage of it. With so many looking to rent, it’s no surprise that people are making investments in build to rent schemes.

A trend that isn’t going to go out of style anytime soon

As native management development consultancy folks will tell you, supply and demand have a different relationship when it comes to the housing shortage. It’s ever-growing, almost seeming to be a perpetual market, which is why so many have taken it upon themselves to make investments in build to rent projects. After all, it allows those people who are having trouble securing a home to find an easy alternative, while at the same time helping you make a profit as well.

A flexible system that encourages creativity

It isn’t enough to simply manage apartments. There are plenty of other things you need to keep in mind if you want your investment to be a success. For example, location is key when it comes to attracting prospective clients. You can also look into the construction of areas such as bookstores and coffee shops to help tenants feel more at home. This is something that a development consultancy service does best, which is why it’s recommended that they help you make your decisions regarding how best to spend your resources to make a tidy profit. The point is, there’s a lot of untapped potential that any smart investor will want to take advantage of.

The possibilities are endless

When it comes to build to rent development projects, there are plenty of creative ways in which you can increase income. It’s not a static industry that’s completely black and white, it’s the kind of investment where smart and creative decisions can lead to happy tenants and a lot of potential returns. If you want to be able to make money and have fun doing it, build to rent projects might just be the thing for you.

To conclude, the biggest reason why build to rent projects are the wave of the future is that there always seems to be an ever-growing demand. This allows many would-be investors to try their luck and never have to fear the competition cornering the market. It’s a smart business venture and will continue to be for the foreseeable future.

5 Steps To Setting Up A Green Kitchen

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The kitchen is the heart of your home. It’s where people gather for meals, both to cook and eat. The kitchen is where coffee and hot cocoa are made for chilly days, and lemonade or iced tea for the warm ones. Chances are that your family, like all others, spends a considerable amount of time in this one room.

When you begin creating a greener home, the most natural place to start is the kitchen. Not only is it one of the most well-used rooms in your home, but it also tends to be the least eco-friendly. There are large appliances which eat electricity, food and paper products which get wasted, and a lot of water which gets used.

If you’re ready to begin the journey to a green kitchen, these five steps will put you on the right path. If you’re renting, you may not be able to do too many permanent alterations, but there is still useful information in here for renters.

Step 1: Plant A Garden

Planting a garden is a fun, uncomplicated way to be greener. Not only will you produce organic, natural food sources that are good for your family, but you’ll be helping the environment out a lot! A garden eliminates food waste by utilizing compost. It also does away with plastic packaging, and reduces consumer need for the local area, thus reducing the overall carbon footprint.

Step 2: More Natural Lighting & Energy Efficient Bulbs

One form of eco friendliness that is also great for your pocket is reducing electricity costs. A wonderful way to do this? Create the potential for more natural lighting and replace all your light bulbs with energy efficient ones. Ideas on how to create more natural light include:

  • Removing curtains or other light-limiters from windows
  • Replacing your current windows with larger options, or installing one or two new windows
  • Install a skylight
  • Keep windows clean to produce the maximum amount of lighting

Step 3: Replace Old Appliances with Energy Efficient Ones

This one is the most expensive step, but it can also save the most money. Replacing old energy-guzzling appliances with new ones that meet the standard requirements for energy efficiency can save a lot of money overtime. Each appliance you replace will save between $5 and $25 every month for years to come on your utility.

Step 4: Invest in Reusable Options

Investing in reusable options can make a massive impact on landfill waste. Use washable cups, plates, and silverware instead of disposable. Use rags for cleaning, and cloth napkins instead of paper. You can also get a reusable coffee filter and invest in reusable shopping bags like those available at customearthpromos.

Step 5: Think Durable

Ensuring your products and appliances last is the big key to reducing overall waste. When purchasing any new additions for your home, make sure they are built to last. An installation that will improve your kitchens durability are Kitchen Splashbacks. Online reviews can help ensure this.

If you utilize these five steps, you can set up a green kitchen that is great for the environment, and your family too! Those on a budget need not do all at once. Each step can be taken one at a time for cost-efficiency.

 

How Scheduling Your Live Stream Can Boost Your Viewer Count

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Live streams can be a great way to make your voice heard and even make a bit of money on the side. Deciding to start a live stream is the first step, as is choosing to work with top live stream apps like Swoo TV. However, once you get ready to stream, you should also be conscious of the time when you will be streaming. Here are a few tips for scheduling your live stream to boost viewer count:

People are Busy: There are plenty of great apps for live streaming, but the live stream is just that- live. This is especially true with video as opposed to music streams. If you are streaming during random hours, you simply will not get as many views. Ideally, you’d be streaming at a time when people have a minute to sit down and watch. Great times for live streaming can include late evenings or after dinner time when people would normally settle down and watch a bit of television.

Consistency is Key: If you are constantly changing the time for your live stream, you will lose audience simply because people never know when you’ll be on. If you are doing 7 pm one night and 9 pm another, all the people that tune in at 7 pm will be wondering what happened. If you really must film off schedule, consider supplementing your live scream with video to allow viewers to tune in at their regular time.

Better Advertising: Spreading the word about your live stream is going to be a lot easier if you can give people a consistent time to tune in and watch. If you don’t have a schedule, you’ll technically need to do double the work; first to get people interested and them to tell them when you’ll be on.

While scheduling can be tricky, it is definitely worth it in terms of helping increase your viewer numbers.

Things To Do In Kuantan Malaysia

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Kuantan, Malaysia’s ninth largest city, is the capital of Pahang.  It is a popular getaway choice as there are so many things to do as well as see in Kuantan. If planning a trip to Kuantan, you would, of course, look forward to having the best possible experience for your vacation. It would help if you plan your itinerary and know which are the best places to visit before you go. It will also help if you know the suitable lodging option and hotel in Kuantan. You will come across both budget options as well as luxury resorts here in Kuantan. Garden Beach Resort Kuantan is popular among tourists because of its location, excellent services, and latest amenities.

One can reach Kuantan by flying into or driving the East Coast Expressway from Kuala Lumpur or take a cruise to Kuantan Port. it is easy to explore the city on foot and take taxis and buses for longer trips. Kuantan is blessed with cultural attractions and coastal towns and great beaches. There are a vast collection of museums, revered mosques, waterfront parks and Malaysian restaurants to explore.

  • Start your trip with Sultan Abu Bakar museum that showcases a collection of artifacts. Have a look at the pictures of Sultan, his wedding, and family. Thee artifacts of OrangAsli, the tribal people, belonging to Pahang are also displayed here.
  • Catch the Rainbow Waterfall at Sungai Lembing. Actually, the rainbow you see is a reflection of the rainbow itself against a hidden waterfall. This is a mesmerizing phenomenon that takes place every day. However, you are likely to miss the rainbow during the rainy season.
  • Visit the Keropok Lekor Factory. Keropok is a kind of cracker which is loved by the locals of Kuantan, and its main ingredient is fish. The dish can be steamed or fried and is enjoyed with chili sauce. Understand how this cuisine is prepared during your trip to the Keropok Lekor Factory.
  • Live in a Japanese Cabin or Shipping Container, which is indeed a unique accommodation. The T-Box wooden house looks like a Japanese tatami and offers the latest amenities such as heating, TV, bathtub, and AC.
  • Participate in a nighttime adventure and take a boat to watch the fireflies. The captain of the boat, Hafiz, is an expert of fireflies will explain to you the reason behind the distinctive behavior of the fireflies. Identify the different kinds of fireflies with the help of him and get the experience of a lifetime.
  • Get up early to catch the sunrise at Bukit Panorama. A tourist hotspot, it worth the hike and a favorite place to catch the sunrise. Once you reach the top, you will get a panoramic view of the hills and a thick fog of clouds. The whole scene looks like a beautiful painting.
  • Explore the Teluk Chempedak beach which is about 5 kilometers from Kuantan. The beautiful beach located near the Royal Pahang Golf Club. Here you will see a row of pine trees and breathtaking white sandy beach that are sure to mesmerize you. There is an atmosphere of peace and serenity on the beach.
  • Check out a quaint café, the Coastal Store which is relatively unknown. Once you step in, you would feel as if you you’ve stepped into the 1970s. You will find numerous books, cassettes, and vinyl records and other retro junkies in the store. Find a record, whether it’s jazz, indie, rock or pop, that suits your preferences.
  • Sungai Pandan Waterfall is another popular spot for many. Located at a distance of about 25 km from the center, the locals and tourists come here for recreational activities as well as picnics. Enjoy the serenity of the surroundings and the beauty of this cascading waterfall.

Everything You Need to Know If Your Property Is Subject To CPO

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There may be some instances when a property becomes subject to a compulsory purchase order. When this happens the owner of the property will more often than not be forced to sell. Every property owner needs to be well-informed in order to get the best deal possible out of selling.

What is a CPO?

Compulsory purchase orders can be authorised by public bodies when the property is considered an obstruction to a government project. The main reason why properties will be subject to a CPO is when the prospective project is meant for the public’s greater good. Some examples of public bodies that can authorize a CPO are highway authorities, regional development agencies and English Heritage.

It is important to keep in mind that private entities do not have the power to force any individual to sell a property. Even public entities that acquire a CPO for a property still need to defend the purpose of the acquisition and ensure that there is a compelling reason for a property owner to sell.

A compelling reason can be the building of new roads or commercial centres. In some instances, it can also mean that the property is already considered a possible public danger and, therefore, needs further looking after. Remember also that public bodies cannot simply get a CPO whenever they think it is necessary. They would first have to exhaust all possible options before resorting to a CPO.

Agreeing to a settlement amount

If a regeneration scheme does not apply, the property owner is entitled to a payment equivalent to the market value of the property. Compulsory Purchase Compensation may also include an addition of up to 10% according to varying circumstances. Unfortunately for property owners, the market value of the property when it was bought will not be considered in the valuation for the payment. Some additional entitlements for the settlement may include:

  • Costs incurred for hiring a surveyor that will also act as a negotiator between the property owner and the solicitor to facilitate the ownership transfer.
  • Compensation for disturbances caused by having to purchase another residence in a different location. You can also recover certain costs associated with property losses as well as the cost of disconnecting and reconnecting utilities and other services.

These will vary depending on the situation; that is why anyone who is subject to a CPO should consult an expert to discover the entitlements. You can find a specialist in your area that can help with such matters.

Are negotiations necessary?

It is not always necessary, but property owners threatened with a CPO may consider entering into negotiations. Property owners also have the responsibility to respond to all the correspondence received from the public body.

If you also want to protect yourself, property owners and homeowners can seek the assistance of service providers that specialise in matters related to CPOs. The more informed you are as a property owner, the better your chances are of getting a good settlement.

How To Deal With Your Bespoke Tailor To Get the Best Suit

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The success of a bespoke suit depends on the tailor. You need to find someone who is experienced in doing this job and has what it takes to get the actual design that you have in mind. Therefore, it helps a lot if you try these tips on how to deal with your bespoke tailor.

Find someone who really works with bespoke suits

The idea of bespoke suits is that the suit is original and unique. It is created to perfectly match the specifications of the body of the person wearing it. The fabrics used are of great quality. Not all tailors specialise in bespoke. It is a tedious job that requires patience. You can’t just randomly ask a tailor to do a bespoke suit for you as it might not end up the way you wanted.

Get inspiration from others

You can’t just magically come up with a suit design unless of course you are really passionate about suits and there is an exact idea you can think of right away. The key is to be inspired by other creations. Take a look at some of the top designs and see if their designs perfectly reflect your style. Proportion, pattern and colour are the most important aspects for you to consider. Don’t just let your tailor design for you or else you won’t be happy with the final results.

Study the fabrics

Not all fabrics are created the same. Some are thicker while others are softer and thinner. Choose one depending on what you are more comfortable with. Not all fabrics are available in a specific colour that you want. Therefore, you have to carefully study the fabric to see if it has the exact colour that you want for a suit. Speaking of colours, find one that matches the colour of your skin so the suit pops. Worsted wool and flannel are always the safest choices.

Ask your tailor if the specific fabric you have in mind is available. If you insist on the said fabric and the tailor can’t provide it, you can jump to other choices.

Be honest about what you want

Establishing a good relationship with your tailor is not easy especially if you have not sought this type of service in the past. The key is to start building a positive relationship right from the start so you can make personal requests any time you want. You are also able to tell what you have in mind without fearing that the tailor gets offended.

Just wait for some time before the suit is done as it is really time-consuming. Nevertheless, the final output is something you will love wearing at all times.

How To Raise Finance For Your Business

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You have done the required research, and written the business plan, but how can you raise the funds required to kick-off your business?

While writing your business plan, you should have determined how much you need and what you need the money for, as this will be important information when approaching potential sources. When raising finance from external sources, it is often helpful to show that you have personally raised or invested some money towards the business. This shows that you are willing to take a personal risk yourself, making financiers more willing to want to take the risk with you. Similarly, you’ll need to show that you’ve thought about the financial side by doing an in-depth financial projection, coving income sources, expenditure and cash flow. This is critical when looking to raise capital, and given the potential cost of Excel mistakes, it’s a document you should check thoroughly before presenting.

So, what funding options are available? A popular source is, of course, the bank. Should you choose this line or an external funding organisation, it is imperative that your business plan is sound. Sound, meaning it is well written, clearly defines the business idea, demonstrates potential, and return on investment. Simply put, your business plan is your written sales pitch in convincing an investor to lend you money. More important is having a relationship with the bank, having a guarantor who can stand for you, or assets as collateral. You can either apply for a loan or request an overdraft, but it’s imperative you pay attention to the details, such as interest rates, charges and terms.

You also have the option of Private Investors and Venture Capitalists. This is where things get more intricate and not as straightforward as getting a loan from the banks. However, Private Investors are willing to invest in more risky ventures, often in return for shares in your company.

Venture capital funds are funds put up by investment trusts, pension funds, banks, insurance companies, private individuals and industrial corporations. These funds look to invest in companies that can reach significant profits to regain their money.

A popular source of finance these days is ‘Crowdsourcing’. This allows you to raise money from the public and those interested in your business idea, and usually on the internet platform. In return, you are often required to give something back such as a percentage stake in your company or profits.

Whatever you opt for, be sure to consider all the options available before making a decision, and pay particular attention to the terms and conditions attached to gaining funding. Often its’ better to use your own savings or money borrowed from friends and family (to avoid significant interest charges or losing equity in your business), however it will depend on the type of business you’re running, the level of risk associated with it and how much money you need.

Vacation Rental Homes Versus Hotels: Which Is The Best

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We all love vacation, don’t we? It’s exciting to finally to go on that long deserved trip with or without company. Going on holiday is an excellent way of getting inspiration for work once you resume. Saving for vacation is essential to avoid feeling financially strained when the actual date arrives.

Sometimes, people opt to save a year in advance so that they can travel to their dream destination. Whatever method you adopt, always make sure that you plan in details to avoid any loopholes during your trip. For example, you may fall ill, and your health insurance does not cover you when in a different country. You may be forced to take a personal loan at such a time. Avant personal loans are a good example, and their review can be found at https://crediful.com/personal-loans/avant/ in case you get stuck in such a situation.

Vacation involves making decisions about where to go, stay and dine as well. With the emergence of vacation rental homes, hotels have been forced to keep up to date to avoid being swept out of the market. But, are vacation rentals better than hotels? There are factors to consider before you decide which one you prefer.

  1. Number of people on board

Sometimes, you may be vacating with even the extended family. Now, say if you were to rent a hotel for all of you, it would be quite expensive. In such a scenario, identifying a vacation rental home would be ideal for such a number. Sometimes, you may rent even a whole apartment, and you get to enjoy the freedom of being by yourselves as a family.

  1. How long do you plan to stay?

This is also a huge determinant of the ideal place to stay. If you are with your spouse and you plan to stay for around 1-5 days, a hotel could be a perfect fit as there are amenities such as a pool, sauna and restaurant. This means that everything is under one roof which is convenient for you. However, if you are vacating for like a month or more, the hotel rates will be insanely high. You could save a lot here by identifying a comfortable vacation rental home that has easy accessibility to basic amenities. However, before settling on that always do a background check on the specific vacation rental you pick.

  1. The type of experience you want

Vacation is very liberating. Sometimes we want a home away from home. What better way than a vacation rental home? You get to cook for yourself with the necessary equipment already available in the house. You get to cook what you want at any time. Also, you get to experience living life with the locals. However, you may want the feeling of room service. In this case, booking a hotel would be ideal.

  1. Requirements during your trip

There are a list of things when you are traveling you prefer in the type of accommodation you want. What is a must-have? Is it a pool, Wi-Fi or washing machine? Most hotels have the usual amenities such as laundry services, reliable internet connection, clean sheets and towels. Note, however, some hotels charge extra fees for the drinks in your mini fridge. Others, you have to share the pool area with everybody else. Always read the fine print so that you know what you are getting yourself into.

On the other hand, vacation rentals are private property and could have a washing machine, internet connection, and cooking appliances. Others may even have their own pool area. You can check out the availability of such at Airbnb for more options.

  1. Cost and affordability

Where you decide to stay is highly determined by the rates. What’s your budget? What can you get for that amount? All these determine if you are comfortable enough to book a hotel or go for a vacation rental without necessarily breaking the bank. Also, if you prefer space, it’s good to look at your options before settling for one place.

As explained, there is no ideal place for you to stay. The decision lies solely on you and what you decide. Both options are perfect as there is always something for everyone. Happy vacation!